No More Late Fees?

Made out a writing schedule. Will balance out time perfectly. Going through some bills and trying to balance the budget. I often feel like I am giving a lot, and living on a taut wire. It's truly a balancing act when you think about it. I do pay to be in charge of my own desting, and for good or bad, my decisons affect how life turns out. I pray to be a stronger man, and work harder at paying my bill on time at bare minimum. No more late fees should be my New Years Resolution. I am working hard to turn my negatives around. God willing, 2007 shall be the year to do it all.